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Articles for Condo & HOA Boards

Plain-English explanations of the financial questions Florida condo and HOA boards face — reserves, budgets, financial statements and more.

How to Prepare Your Florida Condo Association’s Budget: A Step-by-Step Guide for Treasurers

How to Prepare Your Florida Condo Association’s Budget: A Step-by-Step Guide for Treasurers A practical walk-through for volunteer treasurers, using a fictional 60-unit building from our free...

Fannie Mae’s 15% Rule and Florida’s SIRS: Budgeting for Both in 2027

Fannie Mae’s 15% Rule and Florida’s SIRS: Budgeting for Both in 2027 Second of two articles on the 2027 reserve rules. Part 1 covers what Fannie Mae’s 15% rule requires. Table of...

Fannie Mae’s New 15% Reserve Rule: What Florida Condo Boards Need to Budget for in 2027

Fannie Mae’s New 15% Reserve Rule: What Florida Condo Boards Need to Budget for in 2027 First of two articles on the 2027 reserve rules. Part 2 looks at what Florida’s own reserve...

1099s for Condo and Homeowners’ Associations: What Boards Need to Know

Filing 1099s for a condo or homeowners association doesn’t have to be stressful. This article explains which vendors require a 1099, why W-9s matter, and how clear vendor management processes help...

How to Read Association Financial Statements: A Florida Board Guide

Learn how Florida condo and HOA board members can confidently read financial statements. This guide explains balance sheets, income statements, budgets, and cash forecasts—plus key ratios and best...

Budgeting for Florida Condo & HOA Reserve Requirements 2025

Florida condo & HOA boards face major changes in 2025 as new reserve requirements take effect. Learn what changed, how reserves impact your budget, and practical steps your board can take to stay...

Florida’s New Condo & HOA Financial Rules for 2025: What Boards Need to Know

Florida’s New Condo & HOA Financial Rules for 2025: What Boards Need to Know Florida condo and HOA boards are facing some of the most significant financial compliance changes in years. With new...